Event Insurance Eligibility and Buying Online

Who can use Zipcova for event insurance?

Zipcova supports more than 90 event types across private, community, commercial, cultural, sporting and entertainment events in Australia. The current list ranges from small private celebrations to large public events.

Choose the available event type that most accurately describes what you are organising. The calculator is the best place to check the current list because new event types can be added over time.

View the available event types → get a live price for your event get a live price for your event.

What if my event is not listed?

Your event does not need to appear by its exact name, but it must accurately match one of the event types available through the online quote system.

If none of the available event types describes your event, do not select an unrelated category simply to obtain a price. The standard online event insurance will not be suitable for that event.

Insurance for organisers, not individual suppliers

The online product is designed for the organiser or promoter responsible for the event. It is not standalone business insurance for an individual stallholder, exhibitor, performer, food vendor, contractor or other supplier attending someone else’s event.

For general and business events, service providers must carry their own Public Liability insurance of at least $20 million for any one claim. Stallholders must carry their own Public Liability insurance of at least $10 million for any one claim. Employees and volunteers are not treated as service providers for these requirements.

Check the documents supplied by participating businesses → review supplier Certificate of Currency requirements.

Do I need an ABN?

An ABN is required for event types outside the ten eligible Private Event categories available through the online quote system.

The eligible categories are anniversary at a hired venue, baby shower, birthday party at a hired venue for ages 21 and over, bridal shower at a hired venue, engagement party at a hired venue, funeral or wake, retirement party at a hired venue, school formal excluding after-parties, school reunion at a hired venue and wedding at a hired venue.

These Private Event categories have their own requirements, including that the event is held at an established venue. An event is not treated as a Private Event simply because it is privately organised, invitation-only or not-for-profit.

How to get a live price

Enter your event type, total attendance across all days, event start and end dates, and the state where the event will be held. That is enough to see a live price, with no personal information required.

If you are happy with the price, enter your first name, email address and event name. We will send you a secure link so you can complete the remaining questions, review the quote and arrange the insurance online.

Include the full event period

Select dates that include any planning-related meetings for the insured event, site visits, setup or bump-in, the covered event period, and dismantling or bump-out. Check the full schedule before purchasing so the activities you need insured fall within the selected policy period.

Learn more about selecting the right dates → review one-off event Public Liability insurance.

Check the planned activities

Before continuing, check that the event does not include any excluded activities. Some activities are permitted only when the specific requirements shown in the excluded activities list are met.

→ You can also view the excluded activities here.

Receiving your policy documents

Once the online purchase is completed and the policy is issued, your policy documents, Certificate of Insurance and invoice are emailed to you automatically. They usually arrive within three to five minutes.

Check your junk or spam folder if the documents do not appear in your inbox. Review the insured name, event details, policy period and Public Liability limit when they arrive.

Check the details shown on your certificate → review the event certificate guide.