About Zipcova
Event insurance, made simpler by experience and better data.
An Australian platform helping event organisers arrange Public Liability insurance online.
About Zipcova
Zipcova is an Australian event insurance platform operated by Zipcova Pty Ltd. We give event organisers and promoters a faster way to arrange insurance online, with live pricing and streamlined policy administration.
Public Liability quotes are provided by Circles Group on behalf of certain underwriters at Lloyd’s of London. Zipcova also arranges Event Cancellation, Artist Non-Appearance and Volunteer Personal Accident cover through other trusted insurance providers. The insurer is always identified in the quote and policy documents.
Why Zipcova was created
Event organisers already have enough moving parts. Zipcova was built to make insurance simpler—with clear information, live pricing for eligible events and one online path from quote to purchase.
Experience behind the platform
Digital convenience. → Real people.
Zipcova was founded by Alastair Dart, whose background spans insurance underwriting, broking and specialist insurance program development.
That experience informs how Zipcova explains event insurance, works with underwriting partners and helps organisers understand what is needed to arrange cover.
Experience backed by better data
The underwriting approach available through Zipcova draws on our partner's experience of more than 90,000 events across over 40 countries. That broader event portfolio supports consistent assessment and live pricing for eligible events.
90,000+
Events in the underwriting partner's experience
40+
Countries represented in that portfolio
Built around better event data
Documents describe an event. Data helps price it.
Traditional event insurance can start with forms, supporting documents and rounds of follow-up questions. For eligible events, Zipcova starts with a few practical details.
Pricing draws on experience from more than 90,000 events across more than 40 countries. This portfolio approach supports fast, consistent live pricing—without starting with lengthy forms or supporting documents.
The instant online pathway
Organisers with no Public Liability claims in the previous five years can complete the standard online process for eligible events.
When a closer review is needed
A previous claim does not necessarily prevent cover. It means the circumstances need to be manually reviewed before insurance can be considered.
Who does what
The organisations involved have different roles.
| Zipcova Pty Ltd | Online quoting and policy administration service. Corporate Authorised Representative of YourCover and sub-producer of Circles Group. |
|---|---|
| YourCover Pty Ltd | Australian financial services licensee under whose authorisation Zipcova operates. |
| Circles Group | Underwriting agency providing Public Liability quotes through Zipcova's online offering on behalf of certain underwriters at Lloyd's of London. |
| Other insurers and products | Where appropriate, Zipcova may seek Public Liability terms from other insurers or consider other insurance products through a consultative offer-and-acceptance, quote-and-bind process. The insurer applicable to each product is identified in the quote and policy documents. |
How we prepare our event insurance guides
Our guides are written to help organisers understand questions that commonly arise before arranging cover. Product-specific explanations are checked against the relevant insurance information and online eligibility requirements.
Each guide identifies its reviewer and shows when it was last updated. Information is revised when the product or online process changes.
Explore event insurance resourcesClear editorial accountability
Named reviewer
Published and updated dates
Links to related guidance
Company details
| Legal name | Zipcova Pty Ltd |
|---|---|
| ABN | 54 662 890 271 |
| Authorised Representative number | 001299479 |
| Licensee | YourCover Pty Ltd |
| Licensee AFSL | 461299 |
| Area served | Australia |
Less admin. More event planning.
Explore the event types available through Zipcova or check a live price when you are ready.
Frequently asked questions
More about Zipcova, how the platform works and who provides the insurance.
Zipcova is an Australian event insurance platform and a Corporate Authorised Representative of YourCover Pty Ltd, AFSL 461299. Zipcova is not the insurer or underwriter.
Public Liability insurance quotes are provided by Circles Group, an underwriting agency acting on behalf of certain underwriters at Lloyd’s of London. The insurer applicable to a policy is identified in the quote and policy documents.
Zipcova is designed for Australian event organisers and promoters arranging Public Liability insurance for an eligible event.
It is not standalone business insurance for independent stallholders, performers, exhibitors, contractors or other suppliers attending somebody else’s event.
Zipcova gives organisers a live price using a small number of practical event details. Eligible insurance can then be completed online without lengthy proposal forms or unnecessary delays.
The platform is supported by event insurance experience and data from more than 90,000 events across over 40 countries.
Yes. Zipcova is designed to make eligible event insurance easy to arrange online, but support remains available if you have a question or need help understanding the process.
Once the purchase is completed and the policy is issued, the policy documents, Certificate of Insurance and invoice are emailed automatically. They usually arrive within three to five minutes.
