Back

Event Insurance Guides

Market and Pop-Up Event Public Liability Insurance

From a local community market to a Christmas pop-up, getting people together takes planning. Get a live public liability price for the event you’re organising with Zipcova, and keep the admin moving.

Last updated:

Get your market price online

Use the homepage calculator to tell us about your market, dates and expected attendance. Follow the prompts, check your event details and review the cover before you buy.

Public liability insurance for the market organiser

This page is for market organisers, event promoters and pop-up event organisers arranging cover for the event. It is not a standalone stallholder insurance product for individual vendors. Stallholders, suppliers and contractors have their own insurance responsibilities.

Stallholder and supplier insurance

Stallholders need their own public liability insurance of at least $10 million. Other service providers need at least $20 million. The event organiser’s cover does not replace the insurance those individual businesses need. Keep a record of who is attending, what they do and whether their Certificate of Currency is current for the event date.

Learn what information should appear on the documents you collect review Certificate of Currency requirements.

Need public liability cover for your event?

$20m of public liability cover. Get a live price in 30 seconds and full cover in under 4 minutes.

Instant pricing and cover are available for eligible events.

What market organisers need to check

Before arranging cover, confirm the venue or council requirements, expected attendance, number of vendors, event location, required public liability limit and the setup, event and pack-down dates. Check the excluded-activities list and confirm the insurance requirements applying to stallholders and service providers.

A risk assessment can help you review venue access and layout, crowd movement, weather, food and alcohol, supplier activities, temporary structures, equipment, power, staging, emergency contacts and Certificate of Currency requirements use the event risk assessment guide.

Alcohol at markets and pop-up events

If you are responsible for serving alcohol, the staff serving it must hold the required RSA qualification or equivalent. Include accurate alcohol and supplier details during the quote process.

Activities requiring review

Some activities are excluded, while others need specific arrangements or appropriately insured third-party suppliers. Check the current activity list when planning your event.

Cover your market or pop-up.

Check a live price and prepare the organiser, supplier, vendor and venue details for your event.

Learn what supplier Certificates of Currency should show

Get Live Price Get Live Price

Frequently asked questions

Quick answers to common questions from event organisers.

No. Zipcova’s cover is for the market, pop-up or event organiser. Individual stallholders must arrange their own public liability insurance of at least $10 million.

Yes. Service providers, including food vendors, entertainers, security firms, amusement operators and sound or lighting companies, must hold at least $20 million public liability insurance. The organiser should collect current certificates before the event.

Confirm the venue or council requirements, event dates, setup and pack-down period, expected attendance, number and type of vendors, activities, layout, required liability limit and certificate wording.

These features may be acceptable depending on the event details and applicable underwriting rules. Provide accurate information about licensed areas, entertainment, suppliers and activities. Some events may require additional review.

The organiser’s public liability policy does not replace the stallholder’s own insurance obligations. Each vendor should arrange cover appropriate to its activities, including any product liability exposure where relevant.
Zipcova