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Event Insurance Guides

Market and Pop-Up Event Public Liability Insurance

This guide is for organisers and promoters arranging public liability insurance for a market or pop-up event. Zipcova does not currently provide standalone stallholder insurance.

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Public liability insurance for the market organiser

Market event public liability insurance arranged through Zipcova is for the event organiser or promoter. It is not standalone insurance for individual stallholders, vendors or suppliers.

Stallholder and supplier insurance

Stallholders must carry their own public liability insurance of at least $10 million. Other service providers must carry their own public liability insurance of at least $20 million. Zipcova’s organiser policy does not replace insurance required from those individual businesses.

Learn what information should appear on the documents you collect review Certificate of Currency requirements.

What market organisers need to check

Check the venue or council requirements, expected attendance, number of vendors, event layout, dates, setup and pack-down timing, required public liability limit and any activities requiring additional review.

Layout, crowd, supplier and equipment information can be organised through a structured review use the event risk assessment guide.

Alcohol at market and pop-up events

If the event organiser is responsible for serving alcohol, all staff serving alcohol must hold the required RSA qualification or equivalent. Accurate alcohol and supplier information should be provided during the quote process.

Activities requiring review

Some activities are excluded, while others require specific arrangements or appropriately insured third-party suppliers. Use the central activity list below for the current information.

Cover your market or pop-up.

Check a live price and prepare the organiser, supplier, vendor and venue details for your event.

Learn what supplier Certificates of Currency should show

Get Live Price

Frequently asked questions

Quick answers to common questions from event organisers.

No. Zipcova’s cover is for the market, pop-up or event organiser. Individual stallholders must arrange their own public liability insurance of at least $10 million.

Yes. Service providers, including food vendors, entertainers, security firms, amusement operators and sound or lighting companies, must hold at least $20 million public liability insurance. The organiser should collect current certificates before the event.

Confirm the venue or council requirements, event dates, setup and pack-down period, expected attendance, number and type of vendors, activities, layout, required liability limit and certificate wording.

These features may be acceptable depending on the event details and applicable underwriting rules. Provide accurate information about licensed areas, entertainment, suppliers and activities. Some events may require additional review.

The organiser’s public liability policy does not replace the stallholder’s own insurance obligations. Each vendor should arrange cover appropriate to its activities, including any product liability exposure where relevant.
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