Why event liability matters
Events bring together attendees, suppliers, contractors, volunteers, venues and public spaces. If someone alleges they were injured or their property was damaged because of the event, public liability cover may respond, subject to the policy terms, conditions and the facts of the claim.
Public liability is the principal cover usually discussed in this context explore event public liability insurance in more detail.
What organisers are usually asked to provide
Event organisers are often asked to provide a Certificate of Currency showing the insured name, event details, policy period, public liability limit and any interested parties. The required wording can vary between venues, councils and permit documents.
The required evidence is commonly supplied through a Certificate of Currency see what an event Certificate of Currency should include.
Information that helps the quote process
Zipcova turns event requirements into practical quote details: event type, location, dates, attendance, required limit, certificate wording, bump-in and bump-out dates and any activities that may need additional review.
Service providers and stallholders
Zipcova’s policy is for the event organiser. Service providers must carry their own public liability insurance of at least $20 million, and stallholders must carry their own public liability insurance of at least $10 million. The organiser’s policy does not replace cover required from those parties.